Terms of Service

Last updated: March 26, 2026

Agreement to Terms

By accessing or using the Vet Life website (vetlifecalls.com) or engaging with our services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

About Our Services

Vet Life is a service of Brayton Financial LLC and BS Capital LLC, licensed insurance agencies. We connect consumers — with a focus on veterans and their families — with life insurance products from third-party insurance carriers. We are not an insurance company; we are an independent insurance agency that facilitates the comparison and purchase of insurance products.

Not Insurance Advice

The information provided on this website is for general informational purposes only and does not constitute insurance, financial, or legal advice. Insurance products are subject to underwriting approval, and terms, conditions, and pricing vary by carrier and individual circumstances.

Communications Consent

By providing your phone number or requesting a consultation, you consent to receive calls, text messages, and voicemails from Vet Life and our licensed agents, including through automated dialing systems and pre-recorded messages, regarding life insurance products. You may revoke consent at any time by contacting us or replying STOP to any text message. Standard message and data rates may apply.

Call Recording

All telephone calls with our agents and automated systems may be recorded for quality assurance, training, and compliance purposes. By participating in a call, you consent to recording.

Accuracy of Information

You agree to provide accurate and complete information when interacting with our services. Providing false or misleading information may result in denial of insurance coverage or policy cancellation by the carrier.

Third-Party Carriers

Insurance policies are issued by third-party insurance carriers, not by Brayton Financial LLC or Vet Life. We are not responsible for the terms, conditions, claims handling, or performance of any insurance policy issued by a carrier. All policy-related matters are governed by the carrier's terms.

Limitation of Liability

To the fullest extent permitted by law, Brayton Financial LLC, BS Capital LLC, and their officers, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or reliance on information provided.

Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Brayton Financial LLC and BS Capital LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or modify any content without our written consent.

Governing Law

These terms are governed by and construed in accordance with the laws of the State of Nebraska, without regard to conflict of law principles.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective upon posting to this website. Your continued use of our services constitutes acceptance of the updated terms.

Contact Us

Brayton Financial LLC & BS Capital LLC, d/b/a Vet Life
9504 Reynolds Street
Omaha, NE 68122
Phone: (402) 628-7543
Email: [email protected]